The most basic definition of a budget reads something like this:Ī budget is an estimate or a snapshot of income and expenditures over a period of time. But despite what you’ve already heard when it comes to budgeting, there’s nothing you should ever be scared of when you start creating one. Let’s be real for one moment, budgeting isn’t exactly the most exciting thing to think about or start doing. What is a budget and why should you have one? Here’s everything you need to about budgeting: How does your budget and financial plan work together? What are some of the most useful budgeting methods? What are the steps involved in creating a budget? Here’s a sneak peek at some of the questions we’ll be answering in more detail: In this article, we’ll be focusing on the budgeting side of things.įor today, and for the next ten minutes you spend reading this, we’ll make sure to cover all of the fundamental areas of budgeting that will hopefully answer all of your questions and leave you feeling like a financial expert. This is exactly where both creating a financial plan and creating a budget come into play. Now if you’re actually serious about reaching those financial goals, a large part of your success will depend on your ability to take control of your savings and spending habits.
Off topic comments, attacks or insults will not be tolerated.When it comes to your own personal finances, there’s a good chance that you have specific goals in mind that you want to achieve. Follow reddiquette and keep discussions civil, informative and polite.You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well. Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget. NYNAB was last updated 10 November 2021 Welcome to /r/YNAB Filter out today's "Rant" and "Rave" threads.
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